Blog - instantloan services

pattern photo ANI The duty drawback rates on export of gold and silver jewellery have been reduced by more than half. The Revenue Department has issued a notification in this regard. The import duty on these precious metals was reduced significantly in the general budget, for which the said reduction was made to adjust. New Delhi. The government has cut the duty drawback rates on export of gold and silver jewellery by more than half. The Revenue Department has issued a notification in this regard. The said reduction has been made to adjust the import duty on these precious metals which was reduced significantly in the general budget. The duty drawback rate on export of gold jewellery has been reduced from Rs 704.1 per gram of pure gold content to Rs 335.5 per gram. The rate for silver jewellery and silver items has been reduced to Rs 4,468 per kilogram of pure silver content. The duty drawback scheme refunds import duty and internal taxes paid on exported goods. Import duty on gold and silver was reduced to six per cent from 15 per cent in the Budget. Ajay Sahai, director general of Federation of Indian Export Organisations, said duty drawback on gold and silver jewellery has been reduced due to reduction in duty on gold and silver in the Budget. Gems and jewellery exports declined 7.45 per cent to USD 9.1 billion during April-July in the current fiscal. Disclaimer: Prabhasakshi has not edited this news. This news has been published from PTI-language feed. Share it Other News Source link

Blog

cabinet approves assured pension for government employees makes nps attractive

Blog

pattern photo ANI The Union Cabinet has approved a guaranteed pension of 50 per cent of the salary for 23 lakh government employees joining service under the National Pension System (NPS). The National Pension System is applicable for government employees joining service after April 1, 2004. New Delhi. The Union Cabinet has approved a guaranteed pension of 50 per cent of the salary for 23 lakh government employees joining service under the National Pension System (NPS). The National Pension System is applicable to government employees joining service after April 1, 2004. This pension scheme provides benefits based on contributions instead of the defined benefit applicable to employees before NPS. Announcing the Cabinet decisions, Information and Broadcasting Minister Ashwini Vaishnav said that under the Unified Pension Scheme (UPS), government employees will now be entitled to get 50 per cent of the average basic salary received in the last 12 months before retirement as pension. He said that the minimum service period to get 50 per cent of the salary as pension should be 25 years. He said that however, pension will be given proportionately for a minimum service period of up to 10 years. NPS account holders can now opt for UPS, which will give assured pension from the beginning of the next financial year. Last year, the Finance Ministry had constituted a committee headed by Finance Secretary T V Somanathan to review the pension scheme for government employees and suggest any changes in the existing structure of the National Pension System. Many non-BJP ruled states have decided to revert to the old pension scheme (OPS) linked to dearness allowance and employee unions have raised the demand in some other states as well. Cabinet Secretary-designate T V Somanathan said the new scheme is effective from April 1, 2025. Disclaimer: Prabhasakshi has not edited this news. This news has been published from PTI-language feed. Share it Other News Source link

Blog

It is necessary to cover the whole body including the face, Taliban’s new order for women, if the law is not followed then ..

Blog

The Taliban have officially codified a set of strict morality laws in Afghanistan, requiring women to cover their faces and men to grow beards. These rules, based on a 2022 order from the Taliban supreme leader, have now been published as law and will be enforced by the Ministry for the Prevention of Vice and the Propagation of Virtue. The move has drawn criticism from rights groups and the international community. Also read: Taliban in Afghanistan deprived 1.4 million girls from going to school: UNESCO Taliban imposes new morality law The Taliban government in Afghanistan has formally enacted a 35-article morality law, mandating women to cover their faces and men to grow beards. The law, now officially published by the Ministry of Justice, stems from a 2022 order by supreme spiritual leader Haibatullah Akhundzada and will be enforced by the Ministry for the Prevention of Vice and the Propagation of Virtue. Scope of the new rules The new rules go beyond the dress code, including a ban on music in cars and a prohibition on transporting women without a male guardian. Media outlets are also required to comply with Sharia law, banning the publication of images depicting living creatures. Violations of these laws can result in penalties ranging from warnings to detention and property seizure. Also read: Taliban Rule in Afghanistan: 3 years of Taliban occupation of Kabul, know how much the situation has changed and what are the challenges Criticism and international response Rights groups and international observers have condemned these laws as a further erosion of women’s rights and personal freedoms in Afghanistan. Heather Barr of Human Rights Watch expressed concern over the formalisation of these rules, highlighting an ongoing crackdown on personal freedoms since the Taliban’s return to power in 2021. Source link

Blog

zelenskyy will now come to india released the video and said i need your country very much

Blog

Ukrainian President Volodymyr Zelensky on August 23 accepted Prime Minister Narendra Modi’s invitation to visit India and said he plans to visit the country, while also highlighting that he would be happy to meet again. He said he will come to India as soon as the Prime Minister is ready to meet me. His remarks came while addressing a press conference after meeting with PM Modi, who was on his first visit to war-torn Ukraine. A number of issues were discussed between the two leaders, a large part of which centered on the Russia-Ukraine war. In the India-Ukraine joint statement, the Prime Minister thanked Zelensky for his warm welcome and also invited him to visit India at a mutually convenient opportunity. India and Ukraine signed four agreements, including on agriculture, medical products. Speaking to the media later in the day, the Ukrainian President said that yes (I plan to visit India) because when you start a partnership, a strategic partnership, and you start some conversations, I think you don’t need to lose time and take big pauses and that’s why I think it would be good to get together again. He further said that I will be happy if we meet in India. I read a lot about your big and great country. It is very interesting. The President said that he needs India very much on his side. I don’t think I will have enough time but anyway, it is better to be in your country because finding the key to your country and your Prime Minister is to see your people. I need very much to find the key to your country because I need your country very much on our side. #WATCH Ukraine President Volodymyr Zelenskyy says, “Yes (I have plans to visit India) because when you begin a partnership, strategic partnership, and you begin some dialogue, I think that you don’t need to lose time and do big pauses and that’s why. I think it will be good to… pic.twitter.com/JpE1s7IZm9 — ANI (@ANI) August 23, 2024 Source link

Blog

Sri Lankan Navy arrested 11 Indian fishermen on charges of fishing

Blog

The Sri Lankan Navy has arrested 11 more Indian fishermen for allegedly poaching in the country’s waters, taking the total number of arrests this year to 333, an official release said. In a press release, the Sri Lankan Navy said that on Friday, 11 Indian fishermen were arrested and their fishing boat was seized near Point Pedro coast in Jaffna Northern Province. It said the arrested persons were brought to Kankesanthurai fishing harbour for further processing. With this, the number of Indians arrested by the Sri Lankan Navy this year has risen to 333 and the number of their vessels seized has risen to 45, according to the press release. Meanwhile, Tamil Nadu Chief Minister MK Stalin has written a letter to External Affairs Minister S Jaishankar after the arrest of 11 more fishermen. He said, I have repeatedly highlighted that such incidents are happening at an alarming frequency. In 2024 alone, 324 fishermen and 44 boats were arrested by the Sri Lankan Navy. Fishermen in Tamil Nadu are facing immense hardships due to repeated arrests, which are seriously affecting their means of subsistence. Source link

Blog

kamala harris herself revealed her family’s connection with the indian freedom struggle

Blog

ANI had declared independence from Britain. Gopalan joined the Indian Civil Service in the 1930s at the time of the end of British rule in India. He joined straight from college. He was also a freedom fighter in India’s freedom struggle. Kamala Harris was just 5 years old when she lived in a bungalow surrounded by greenery in Lusaka, Zambia. The house belonged to her maternal grandfather, an Indian civil servant PV Gopalan. He was a civil servant in post-colonial India who was sent to Zambia to manage the influx of refugees from Rhodesia (now Zimbabwe) and had recently declared independence from Britain. Gopalan joined the Indian Civil Service in the 1930s at the time of the end of British rule in India. He joined straight from college. He was also a freedom fighter in India’s freedom struggle. My maternal grandfather was one of India’s original freedom fighters. In an interview with CNN, Harris said that some of my fondest childhood memories were walking with him to the beach after he retired and living in Besant Nagar, then called Madras. He would also tell stories about the long journeys of freedom fighters from Indiana. Harris inherited civic-mindedness and a sense of public service from her grandfather. Even as Vice President, Harris had visited her grandfather’s home in Zambia and shared how she treasured every memory of that house. This began a life-defining relationship for Kamala Harris until his death in 1998. Harris and Gopalan wrote letters to each other from miles away. He was her guide in every sense. PV Gopalan was caring, full of life and dedicated to serving the public. Share it Other News Source link

Blog

if you understand hybrid and elss funds your earnings can increase

Blog

Mutual funds are becoming a favorite asset class among investors to add to their portfolios for diversification and achieving financial goals. There are several types of mutual funds that can help individuals invest, grow money, and fulfill their ambitions. From large-cap to liquid funds, investors can choose from a range of options and start investing via lump sum investment or the SIP route. They can also look for funds that offer wealth creation as well as tax savings. What are ELSS funds? Equity Linked Saving Scheme (ELSS) funds are equity funds that invest a major portion of their corpus in equity or equity-related instruments. ELSS funds are also called tax saving schemes as they offer tax exemption of up to Rs 150,000 from your annual taxable income under Section 80C of the Income Tax Act. As the name suggests, ELSS funds are an equity-oriented scheme with a mandatory lock-in period of three years. In recent years many taxpayers have turned to ELSS schemes to avail tax benefits. The income you earn under this scheme at the end of the three-year period will be treated as Long Term Capital Gain (LTCG) and will be taxed at 10% (if the income exceeds Rs 1 lakh). It has complete flexibility to invest in all available options, which is available in a diversified flexi-cap fund. The portfolio manager can take a more long-term view on stocks, as the money coming into the fund is locked-in for three years. Experts also explained ways to choose an ELSS fund, such as quality, performance ratios, risk profile, financial goals, etc. Features of ELSS Mutual Funds Here are some of the important features of ELSS funds: – Lock-in Period: It has a minimum lock-in period of 3 years. – Equity Exposure: In this at least 80% of the investment is invested in equity. – Tax Savings: Investment in ELSS is eligible for tax deduction of up to Rs 1.5 lakh under Section 80C. – Market Linked Returns: It provides you market-linked returns and the performance depends on the performance of the underlying equities in the portfolio. – Diversified Portfolio: ELSS funds typically invest in diversified equities from different sectors, thereby reducing concentration risk. What are hybrid funds? To simplify the meaning of hybrid funds, it can be said that hybrid funds are a combination of equity and debt investments designed to meet the investment objective of the scheme. Each hybrid fund has a different combination of equity and debt targeted at different types of investors. Investors can also add hybrid mutual funds to their portfolio and enjoy the benefit of at least two asset classes—equity and fixed income—in one fund. According to SEBI, the classification depends on what is the maximum and minimum level of equity. The fund with the highest protection in the hybrid category is the debt hybrid, in which 75-90% of the money is invested in debt instruments. Different categories of hybrid funds include equity-saving funds, equity hybrid, balanced funds, multi-asset funds and balanced advantage funds. Features of Hybrid Funds The key features of hybrid funds are mentioned below: , It is a mixture of- In its investment strategy, it has a broad portfolio that includes both equity and debt as well as other assets. Through a single fund, you can invest in multiple asset classes. , It is always balanced- Hybrid funds have a balanced portfolio that allows them to leverage the best of all asset groups. It attempts to provide higher returns with lower risks, as well as help you meet your short-term and long-term financial objectives. , Investment combinations vary- Different types of hybrid funds have different equity-debt combinations. They are aimed at meeting the financial demands and investment objectives of different types of investors. It also caters to the risk tolerance of a large number of investors, ranging from conservative to moderate and aggressive. , It is known to perform well in the long term – Hybrid fund investments are suitable for investors who can commit to holding the units for at least three to five years. – J. P. Shukla Source link

Blog

What is Electricity Bill KYC Scam? Know about effective ways to avoid it

Blog

Do you get to hear about different types of frauds on social media every day? If yes, then be careful immediately. Because in such one fraud after another, KYC scam related to electricity bill has also been added. Therefore, first of all, let us know what is electricity bill KYC scam and how is it done? Needless to say, in the current era of digital technology, where many tasks have become very easy to perform and hours of work is being completed in minutes, we are also facing various problems related to digital transactions, of which online fraud is the most famous. It is said that people’s profiles are misused in this type of online fraud. Also read: Get your fake SIM deactivated soon, else you could get in trouble! It is understood that online fraud has become a popular business, in which after one method fails, scammers immediately invent another method. What I mean to say is that they adopt different types of methods to cheat innocent consumers. Well, we have heard about many types of fraud cases, in which online users fall prey easily. In this, it has become very easy for people to become victims of fraud with the help of OTPs ordered in different ways and parcels. In such a carefree environment of fraud, another scam has taken shape in which lakhs of people have been trapped so far. This is the Electricity Bill KYC Scam. This scam has become effective because the fear of the electricity department lives in the minds of consumers. No one knows when and on what pretext they will cut off your electricity. Sometimes due to delay in paying the electricity bill, and sometimes due to the tricks of over-billing, electricity consumers are often in trouble. That is why online fraudsters have also chosen this area. We had an informal talk with some officials of the electricity department on this issue and learnt what all things need to be kept in mind to avoid this scam so that no one makes you a victim of it. # Know what is Electricity Bill KYC Scam and how this scam works Electricity bill KYC scam is a simple online fraud business, for which people are first contacted on their phones through messages and WhatsApp. After contacting electricity consumers, they are asked to update their KYC so that their connection is not disconnected. According to the strategy, as soon as these links are opened, the fraudsters ask for various types of details of the user, after which the updated data is used for online fraud. In simple words, it is clearly written in the message sent under this that if you do not update your KYC, then your connection will be disconnected. And in this affair, electricity consumers get trapped. Therefore, in view of the increasing number of such fraud cases, the Department of Telecommunication has issued an order to block 392 mobile phones. Because these phones have been used in the electricity bill KYC scam. Fraudsters use the data entered in this scam in an illegal manner. Therefore, there is a need to be cautious about them. # Electricity consumers should protect themselves in this way Electricity consumers should avoid clicking on any kind of unknown message. If the message is clicked by mistake, do not fill any details in it. Especially never share personal details like bank related information, OTP, account number etc. At the same time, if you get any call or message for electricity KYC, then first contact your service provider for it. Take the next step only after checking its authenticity. – Kamlesh Pandey Senior journalist and columnist Source link

Blog

Maharashtra: What is Majhi Ladki Bahin Yojana, who can avail its benefits, how much money will be received? Know everything

Blog

The Maharashtra Mazhi Ladki Behen Yojana was introduced in the state budget, with the aim to empower and provide support to women in the state. The scheme focuses on promoting their education, health, and overall well-being to ensure their holistic development. Under the newly launched scheme, it has been specified that women falling within the age group of 21 to 65 years and belonging to the low-income group will receive a monthly allowance of Rs 1500. After the initial announcement, there has been a significant increase in the number of women from various sectors within the state have shown interest in enrolling in the scheme. Also read: CM Eknath Shinde spoke on Maharashtra’s Ladki Behan Yojana, the country will become a superpower only with the empowerment of women Who can avail the benefit Married, widowed, divorced, deserted and destitute women of Maharashtra state in the age group of 21 to 65 years will be eligible for the benefits of this scheme. Women with income less than Rs 2 lakh 50 thousand will be eligible for the benefit. If proof of income of Rs 2 lakh 50 thousand is not available but the family has yellow and saffron ration card, then they will not need to provide proof of income. 15 year old ration card, voter ID card, school leaving certificate, birth certificate, any of these 4 identity cards or certificates will be valid. Residents of Maharashtra Women born in other states but married to a Maharashtra resident can use documents such as their husband’s birth certificate, school leaving certificate, or residence certificate to prove eligibility. The benefits of this scheme will also be given to an eligible unmarried woman of the family. Required Documents >Aadhar Card > Ration card >Income Certificate >Residence Certificate > Bank Passbook >Photograph of the applicant > Residence or Birth Certificate > Marriage Certificate Applications will be disqualified if: > Annual income more than Rs 2.50 lakh > Any member of the family is paying tax > Any member of the family is in government service or receiving pension > Family owning more than 5 acres of land > Family owns a four wheeler (excluding tractor) eligibility criteria Applicant must be a resident of Maharashtra. The eligible categories of women include married, widowed, divorced, deserted and destitute women. The annual income of the family should not exceed Rs 2.50 lakh. Women above the age of 60 are considered ineligible for the program. Also read: Uddhav’s remarks show he is a member of Aurangzeb fan club: Fadnavis application date: The last date to apply for ‘Mukhyamantri Ladki Behen Yojana’ has now been extended to August 31, 2024. Eligible women between 21 and 65 years can submit their applications by this date. Applicants who meet this deadline will start receiving a monthly allowance of Rs 1500 from July 1, 2024. Source link

Blog

Know, what is the difference between court marriage and civil marriage? What are its benefits?

Blog

In India, from Hinduism to other religions, different types of customs have been made for marriage, which are very popular in the society. Therefore, the marriage of Indian young men and women is solemnized under these beliefs and traditions. While in Hinduism, seven rounds are taken with fire as a witness, in the Muslim community, Nikaah is read by a Maulvi. Similarly, in other religions also, different rules have been made for marriage, which are popular. Along with religion, many rules and laws have been made in our constitution as well, under which the problems that often arise between married people are heard. In India, many laws have been made for marriage with the opposite sex, of which court marriage and civil marriage are the main ones. However, many people think that these two rules and laws are the same. But you should know that these two are different laws. I spoke to Supreme Court advocate Sudhanshu Chaudhary on this subject and tried to understand what is the legal right of these two laws and to what extent they affect our society and tradition. Also read: What is the Prime Minister’s Internship Scheme? Not everyone will get Rs 5000, understand the rules # Understand, what is the difference between civil marriage and court marriage Regarding court marriage and civil marriage, advocate Sudhanshu Chaudhary said that according to the Marriage Act 1954, court marriage takes place in the court between a boy and a girl of the same or different caste, religion. Whereas civil marriage takes place with the mutual consent of two people without the help of the court as per the traditions prevalent in the village-society. There is a provision in our country that the married couple can go to any competent government office and get their marriage registered by doing a civil marriage. # Know what happens in a court marriage Court marriage is performed in front of a marriage officer in the court without any traditional ceremony or rituals. This marriage is conducted under the Special Marriage Act. Court marriage can take place between a boy and a girl of any caste, religion or sect after mutual consent. It can even be a foreign boy and a girl and the other an Indian boy and a girl. The special thing is that no religious method or custom is followed in this type of marriage. In court marriage, the presence of only three witnesses in front of the registrar is mandatory. The only condition is that none of the couple applying for such marriage should be married before. Apart from this, the age of the groom should not be less than 21 years and the age of the bride should not be less than 18 years. After fulfilling these eligibility criteria, no one faces any problem in court marriage. # Know what happens in a civil marriage Whereas, under civil marriage, couples can get married without any court. During this type of marriage, the consent of two people is of utmost importance. Under this, you can go to any competent government office and get married. A certificate is necessary in this type of marriage. Civil marriages conducted in this way are also recognized by law. This provides legal protection and benefits to couples. This also includes property rights, inheritance benefits, tax benefits, healthcare and other benefits. # Know which documents are required in court marriage First, complete the application form. Second, the fees charged for court marriage, which varies in every state. Third, four passport size photographs of the bride and groom. Fourth, copy of Aadhar card or driving license as identity proof. Fifth, the couple’s 10th or 12th mark sheet. Sixth, birth certificate of both the boy and the girl. Seventh,Affidavit, which proves that neither the bride nor the groom is in any illegal relationship. Eighth, photo and PAN card of witnesses. # These are the benefits of court marriage First, online court marriages are generally a simple and straightforward process, with fewer formalities and requirements than a traditional wedding. It can be a good option for couples who prefer a low-key, no-fuss approach to getting married. Second, a court marriage can be more economical than a traditional wedding. It generally costs less. This can be a good option for couples who are on a limited budget. Third, a court marriage can provide more privacy than a traditional wedding. It is usually held in a government office rather than a public venue. This can be a good option for couples who prefer to keep their wedding low-key and intimate. Fourth, court marriages can be performed at any time that is convenient for the couple and the court or government official officiating the ceremony. This can be a good option for couples who have a busy schedule or need to get married quickly. Fifth, court marriage provides legal protection and recognition to marriages under the law. This can be important for couples who want to ensure that their relationship gets legal recognition and protection. Sixth, in many countries, court marriages provide equal treatment under the law regardless of the couple’s gender or sexual orientation. This can be an important consideration for couples who may face discrimination or legal barriers to entering into a traditional marriage or marriage. # These are the benefits of civil marriage First, civil marriage is recognised by law and provides legal protections and benefits to the couple. This includes property rights, inheritance, tax benefits, and access to healthcare and other benefits. Second, civil marriages can be performed in a variety of settings, including courthouses, city halls, or other government offices. This provides flexibility in terms of location, time, and other logistical considerations. Third, civil marriage is a secular institution that is not tied to any particular religious tradition or faith. This can be important for couples who come from different religious backgrounds or who do not want to have a religious ceremony. Fourth, civil marriage provides equal